Paying for concrete you didn't plan on
Most driveways get replaced because they failed, not because anyone budgeted for them. Here's how people in Meridian pay, what financing we can connect you with, and what insurance does and doesn't cover.
Paying on completion
Most residential jobs, including driveways, patios, RV pads, walks and lifting, are paid on completion by card, check or bank transfer, with no deposit until you've approved the written price and we've scheduled the pour. Foundation jobs may be staged at the footing and slab inspections, as written on the estimate.
Financing
For a bigger job you didn't plan on, such as replacing a two-car driveway and its approach, a stamped patio with a cover, a sport court or a shop slab, we can connect you with third-party home-improvement financing with fixed monthly payments. Approval, rates and terms are set by the lender, not by us. Ask at the estimate and we'll include the details with your price.
Insurance
Homeowners insurance generally doesn't cover concrete that wore out, scaled or settled with age, which describes most failed driveways. It may cover a slab damaged by a sudden covered event, such as a tree falling on it or a burst pipe washing out the base. Photograph the damage and ask your adjuster; we provide dated photos and an itemized replacement quote when it helps a claim.
ACHD and HOAs
If ACHD has notified you about a sidewalk defect, note that for offsets of ¼ to ¾ inch its code allows repair by mutual consent with ACHD paying half, subject to its available funds, and that it offers financial-hardship waivers. If your HOA has asked you to replace something, bring the letter; we'll price exactly what it asks for.
Reports and letters
When a buyer, a lender, an HOA or an inspector wants a written opinion on a slab's condition, such as settlement, scaling or whether an approach meets ACHD's specifications, we'll write it with photos and measurements for a small flat fee, credited toward any work.